Infinity Group Bella Vista logoInfinity Group Bella Vista

Infinity Group Bella Vista’s goal to become “a personal trainer for your finances” has lead the company to be a top-ranking innovative provider and well known financial leader in Australia.

As one of the country’s top 100 brokers (MPA Magazine) Graeme Holm and Infinity Group go beyond what traditional brokers offer and set their customers up to be financially fit for life.

How it all started

When Graeme Holm and Rebecca Walker launched Infinity Group Bella Vista, they had one big dream and a few desks to go with it: to reconstruct the Australian loan market. Holm knew that most of his clients live paycheck to paycheck and make solely minimum loan repayments over the 30-year term. He intended to improve that.

Infinity’s concept is to provide ongoing guidance and support throughout the life cycle of the client loan journey. “Think of a ‘personal trainer for your finances.’ If you go to the gym with a personal trainer, you will get better results than without one,” says Holm.

Over-indebted Households in Australia

According to ABS figures, almost 30% of Australian households are ‘over-indebted’ in 2015–16, based on the ratio of debt to income or assets. Mortgage holders were more likely to be over-indebted (47%) in regards to tenure type.

47% of borrowers are over-indebted in comparison to the forecast balance directly in relation to current first loan term and expected debt based on scheduled term remaining. For example, if a borrower refinances after 5 yrs, and takes additionally loans and sets the loan term to a new 30 year stretch, they are at that time paying of loans throughout 35 years. (After the first 5 years and the new 30 years).

In recap 47% of lenders have re borrowed or owe more than they ought to if they merely stayed with the initial loan period, loan amount and instalments.

Infinity Group Bella Vista’s Services

The statistics listed above show the need of debt control for many households. This is why Graeme, Rebecca and the whole team at Infinity Group Bella Vista and Cronulla are impassioned with regards to supporting households with debt control, wealth development and building retirement.

“Never have I encountered someone that we couldn’t guide” Graeme points out. “The Infinity staff at Bella Vista gives every dollar a purpose and concentrate on educating the distinction between a desire and a necessity”.

What makes Infinity Group Bella Vista different

Debt consolidation is not the answer according to Infinity Group Bella Vista. Infinity Group Bella Vista and its professionals don’t provide weak short-term resolutions. They support clients with building a long-term plan for getting out of debt and creating wealth.

Infinity Group begins with background research that goes into great detail around household expenses and continuing family requirements. With this knowledge, the Bella Vista team helps clients to create a weekly cash-based budget for costs such as fuel, groceries, travel, and recreation.

MPA Magazine asked what makes Infinity Group Bella Vista’s approach different from traditional broker services. Graeme responded by saying that “Firstly the entire approach is different with our fact-find going into extensive detail around household expenses and ongoing family needs, not just wants. Infinity works with clients across multiple meetings to understand, fine-tune and assist our clients in implementing a weekly cash-based budget for the necessities such as, but not limited to, weekly groceries, fuel, travel expenses and entertainment.”

Based in Bella Vista, New South Wales in Sydney, Infinity Group Australia proceeds to expand fast. Named an AFR top innovative company, its founder also acquired Customer Service Management with IQPC in 2018.